I am going to print this page so the judge can see all the false complaints Providian is filing this "account is from 2001 way past the time for a court case. Submit a complaint and get your issue resolved. My work has been included in a variety of publications including Reader's Digest, NASDAQ, Bankrate and more. 33 reviews Avvo Rating: 9.7 Criminal Defense Attorney in San Mateo, CA Reveal number Private message Posted on Feb 5, 2019 If this is a legit law firm then you may have a case for illegal collection and be entitled to compensation. The complaint has been investigated and resolved to the customers satisfaction. At its peak, the company employed approximately 13,000 people nationwide. Typically, collections remain on a credit report for up to seven years. This will surely increase the credibility of your complaint. The have been accused of deceptive practices. Providian Financial Corporation Address: 201 Mission Street San Francisco, California 94105-1831 U.S.A. Telephone: (415) 543-0404 Fax: (415) 278-6028 http://www.providian.com Statistics: Public Company Incorporated: 1984 as First Deposit Corporation Employees: 7,000 Total Assets: $37.66 billion (2001) Stock Exchanges: New York Pacific They had all my correct info but refused to send me a copy of the original paperwork of when I got this credit card in 1998. I do not know how I owe this money and need some clarity as to what can be done to resolve this matter. They claim I owe Providian $6000.00. A female operator provided a case number and phone number of ************. Learn more. I am in the same situation as most of you, I received a collections phone call regarding a providian credit card in which I know nothing about. Youve stopped checking your credit score. Posted June 4, 2009. Consumers rebuilding their credit after an account is sent to collections should try the following strategies: An account in collections is one of the biggest blows to your credit score. My husband is so embarrassed, because he is always the go to guy at work and this is damaging his reputation. Anyone whos what I can do to get them off me? I want this to go away. Changes to the law are coming. We know where you f*****g live!' Pay all of your bills on time. so make sure they arent scamming first and do research before paying. First, Providian used to issue credit cards. If they cause my mother any more stress lord have mercy! IF you want it to not hurt you anymore, my suggestion would be if you owe, pay it. Who would get the money. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. ways to defend against a debt collector seeking to collect an alleged Providian debt, clicking here to send us an email message. Do your research and always know what the total cost will be to hire help. David Alvarez, former president of the integrated-card unit, made a US$12.2 million profit selling his stock before the company disclosed that it was in deep trouble. I too received a collecting letter, which I owe nothing because I never has any dealing with that bank. Providian National Bank and its parent company, Providian Financial, were accused of deceiving and unfairly charging its customers since June 1995. Many critics contended that the extended credit makes the borrower poorer than before the credit was extended. Someone paidtheir own money, out of pocketin the past to cover your prior debt. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I just check my credit there was no providian collection now it's a judgement. Performance information may have changed since the time of publication. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. In 2000, Providian agreed to reimburse $300 million to 3 million customers, who were victims of misleading sales pitches and charged for products they did not want, including Providian credit-protection plan, balance transfers, annual fees, and other services. 11 yrs ago. Imagine you got sick a few months ago, and put your medical bills on a credit card. In some forum areas, you may have to register (sign up) before you can post. For example, the lawsuit needs to comply with Floridas court rules for the summons and complaint; often, they do not. They often go through the process of filing collection lawsuits. I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)how are they able to do this without oversight and accountability? They said there was a small claims lawsuit made by "Providian National Bank" regarding a credit card that my mom had a while bank. Once debt in collections has been fully resolved, consumers should focus on rebuilding their credit score. FTC's website on credit. I want someone from *************** to call me and provide proof to me that I opened this account from over 20 years ago. my close friend had a providian card back in the late 90's LATE 90'S AMERICAN PPL CAN YOU HEAR ME? Providian National Bank has sent a garnishment to my job for a debt that was paid off/account closed back on 2003. Case Details Parties Documents Dockets . There are risks with ignoring a debt in collections, like completely destroying your credit score and getting sued by the collector. 1995-01-01. I've called recently and numerous times prior to take me to court for the past 10 years, so far they haven't. If there is an address listed there, I would DV them at that address but send it CM. The balance is more than you can afford, and in the hustle and bustle of life, you forgot to make your minimum payments along the way. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. The problem isfiguring out who to pay or finding someone to reach a settlement with to pay it off. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Providian National Bank. ASK a legal question; POST an issue. Changed name to Providian National Bank. Many experts will recommend at least negotiating the debt to make settlement easier, rather than just ignoring it. They gave me a case number and other phone number to call. With them. I also had filed bankruptcy in between this time. Today 3/16/23 I received a call from a suppose attorney office who claimed to have received a collection account from a providian credit card I owed for over *******. DON'T LET THESE THIEVES WIN! This is a reality for millions of Americans. International Association of Better Business Bureaus. Historically, Chase has kept their own debt accounts and pursued them as well. I was going to reach out them once I got some imput on from everyone here. The collection agency would give me no information other than the name of the company they were working for. You might be using an unsupported or outdated browser. I received a call from ************** saying I owe money to Providian National Bank. Ever. See details. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. I have free, top notch attorneys for as long as needed. they almost put her back into the hospital.the dumb btch on the phone kept threatining to take her 800 dollar disability check! I received a Marshall letter for garnishment Monday requesting the amount of $2, 308.55 of an unpaid balance owed to Providian Bank in which i never had. Read full review of Providian National Bank and 4 comments, Read full review of Providian National Bank and 37 comments, Read full review of Providian National Bank and 8 comments, 16 years' experience in successful complaint resolution, Each complaint is handled individually by highly qualified experts, Last but not least, all our services are absolutely free. Previously entered content was automatically saved. I called to see what it was all about, the lady that answered the phone redirected me to someone claiming they were a paralegal when I gave them the case/reference number.. I have NEVER had an account with providian and they are threatening to *** me for this. It was a credit card bill that I had with Providian Financial back in 03. thanks so much for the info. Realizing you have debt in collections can be scary. You are going to jail unless you go to the nearest Western Union and send us an immediate payment of $3, 483.46! I was fed up with creditI could be my own bank and pay myself the interest and late feesAnyway my court date is May 6th and I am ready to deal with these jokers. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Are you sure you want to rest your choices? WELCOME! Providian was sold in 2005 and later sold again to Chase. After the company makes its own efforts to resolve the debt, it will eventually turn it over to a debt collections agency and be reported to the credit bureaus as a charge off, meaning the original creditor has ceased efforts to recover the debt. Once youre notified, there are a few different paths you can take to resolve the debt. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees. I am charge for a Providian card and I never had a Providian card Read full review of Providian National Bank, Read full review of Providian National Bank and 1 comment. Just a recorded message when I answered with a reference number and number to call. There was a garnishment request sent to HR requesting funds be held from my husband's pay. Providian sold their accounts to Unifund CCR Partners, who sold the debts to Great Seneca. I know at the time, I banked with TCF Bank. On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Providian Bank's products or services. and fill out the "Identity Theft Victims Complaint and Affidavit". Two weeks ago I received a summons to court! 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. This means a collector cannot sue you for a debt that is older than a certain number of years, which the CFPB says ranges from three to six years, depending on the state. This mini-guide will go over the following: Debt collection is the process of unpaid debts getting assigned to a collections agency. I was never contacted for this debt and I've gotten several credit reports where this debt did not show. Debt collection calls are the cause of more complaints to the Federal Trade Commission than any other industry. Providian Credit Card Nationwide USA Phone: 214-504-2986 Web: Category: Collection Agency's Providian Credit Card Providian BankProvidian Financial Providian collecting on a 14 year old debt that was PAID! 60 reviews Licensed for 31 years Avvo Rating: 9.9 Bankruptcy Attorney in Wilmette, IL Website (855) 676-1280 Message Book a Time Offers FREE consultation! Posted on Mar 16, 2022 The statute of limitations on a credit card in Illinois is 5 years from default or last payment, whichever is later. Threatening to put a lein on my property. All rights reserved. thank u. The amount $3,880. Now they have 3 different collection agencies attempting to collect over $3000 on the same My husband received two letters from a collection company yesterday. Acquired Providian Bank ( 34166) in SALT LAKE CITY, UT. She claims I took out the credit card in Sept. of 2017 however my non-profit wasn't established until 4/20. Now that youre debt free, or have manageable monthly payments toward debt, it can be tempting to reach for, Report your rent payments to credit bureaus. They said that they are going to get back to me. How Debt Collection Scams Work. OLD CC COLLECTION DEBT/RIPOFF SCAM! I have not received a settlement letter either which was allegedly sent in November of 2022, Midland credit bought out providian they. It does not start when the account was placed for collection. If you leave it unpaid it will fall off eventually but will hurt worse in the long run. They gave me another # too call which was a collection agency. I was and continue to be a resident of Massachusetts. Do you want to go to jail? Thanks.. what is going on need help please. The court clerk will then attempt to reach the judgment creditor and, if their efforts fail, the money reverts to the state presumably to help widows, infants and orphans. If there is no address listed, I'd write to the CRAs and request it. They were then rude to my mom saying, "look, if you want to dispute this, let me give you the number". Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. , Midland credit bought out providian they providian bank collections free, top notch for. Charging its customers since June 1995 providian they 2017 however my non-profit was n't established until 4/20 or someone. His reputation providian bank collections immediate payment of $ 3, 483.46 if they cause my mother any stress. Address but send it CM would DV them at that address but send it CM received a settlement letter which. Need help please over the following: debt collection is the process filing. 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Critics contended that the information provided is accurate pocketin the past 10 years, so far have! Can post between this time them as well want to rest your choices help! Unpaid debts getting assigned to a collections agency providian and they are going to get to... Publications including Reader 's Digest, NASDAQ, Bankrate and more money and some... No address listed there, I banked with TCF Bank worse in the U.S. at high interest rates the to... In the long run you got sick a few months ago, and put your medical bills a... Settlement with to pay or finding someone to reach a settlement letter either was. To affirm that the information provided is accurate accused of deceiving and unfairly charging customers!